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A study of loans and advances offered in ICICI Bank (MBA Banking / Finance)
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| MBA Project ID: |
214 |
| MBA Project Name: |
A study of loans and advances offered in ICICI Bank (MBA Banking / Finance) |
| MBA Category: |
MBA Banking / Finance |
Project Abstract:
|
A loan is a type of debt. Like all debt instruments, a loan entails the redistribution of financial assets over time, between the lender and the borrower. In a loan, the borrower initially receives or borrows an amount of money, called the principal, from the lender, and is obligated to pay back or repay an equal amount of money to the lender at a later time. Typically, the money is paid back in regular installments, or partial repayments; in an annuity, each installment is the same amount.
The study covers the following: Meaning of loans and advances, Utility of loans and advances, Borrowing rate and lending rate, Lending of money, Nature and security of loans, Procedure of granting cash credit, overdraft and discounting bills, Statutory & other restrictions on loans & advances, The Advantages and Disadvantages of Loans, Engaging recovery agents by banks, Functions of commercial banks, The role of commercial banks, Types of loans granted by ICICI bank for the period FY 12-13 to FY 15-16, The study is limited to the information provided by the bank officials and available financial data. |
| Project Report: |
69 Pages |
| |
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